Key Benefits of MetLife Accidental Death Benefit Rider Plus
-
1
Additional health cover
-
2
Flexibility to meet your needs
-
3
Tax advantage
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4
Reasonable premium
Overview
Every person has a different need and we at PNB MetLife recognize this. To give you the flexibility to customize and enhance your cover, we offer you Accidental Death Benefit Rider Plus - a rider which you may opt for along with your basic policy and shape your policy to suit your individual needs, for a nominal premium.
MetLife Accidental Death Benefit Rider Plus ensures
- Affordable premium at nominal rate
- Additional protection to coverage under base policy
- Flexibility to choose rider term and Sum Assured to meet varying
- Tax advantages on the premiums paid and on the benefits received
- Terms & Conditions apply
Particulars |
Boundary Conditions |
Age at Entry(1) |
18 years - 65 years |
Cover Ceasing Age |
70 years |
Policy Term(2) |
5 years - 30 years (40 years if opted ‘On Line’ through our Website |
Premium Payment Modes |
Single, Yearly, Half-yearly, Quarterly, Monthly* & Payroll savings program. |
Premium Payment Options |
Single |
5 Pay |
10 Pay |
Regular Pay |
Minimum Rider Sum Assured(3) |
Rs.1,50,000(Rs. 5 lacs for 'On Line') |
Rs.1,50,000(Rs. 5 lacs for 'On Line') |
Rs.50,000(Rs. 5 lacs for 'On Line') |
Rs.50,000(Rs. 5 lacs for 'On Line') |
Maximum Rider Sum Assured(3) |
Rs.1 Crore(Rs. 2 Crore for 'On Line') |
Rs.1 Crore(Rs. 2 Crore for 'On Line') |
Rs.1 Crore(Rs. 2 Crore for 'On Line') |
Rs.1 Crore(Rs. 2 Crore for 'On Line') |
Min. Annualized Rider Premium(4) |
Rs.465 |
Rs.285 |
Rs.60 |
Rs.37.50 |
Max. Annualized Rider Premium(4) |
Rs.2,48,724 |
Rs.42,432 |
Rs.23,747 |
Rs.10,476 |
*ECS Mandatory
- Age Last Birthday
- The Rider Policy Term can be equal to or Less than the Base Policy Term
- Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
- Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.
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