Group Life Insurance Policy | Family Life Insurance Plan | Employee Insurance – Complete Care Plus.

Key Benefits of MetLife Complete Care Plus


PNB MetLife offers ‘Complete Care Plus' is a group life insurance policy. It is a convenient product that provides cover against death and protects the family.
MetLife Complete Care Plus is a product customised for your requirement to provide financial security to your employees and their families. It is a yearly group term insurance, which pays a Sum Assured to the dependants of your employees in the event of unfortunate eventuality.
It can also be offered in lieu of mandatory EDLI (Employee Deposit Link Insurance) for employees who are covered under Employee's Provident Fund and Miscellaneous Provision's Act, 1976. It is a convenient product that provides cover against death and protects the family. It helps meet the EDLI objectives while providing higher coverage.
MetLife Complete Care can be customized to provide enhanced benefits by opting riders

Accelerated Benefit Option (ABO)

Where any Employee is diagnosed as “Terminally ill”, 100% of the Sum Assured would be paid out immediately and the inclusion of such Member at the next Annual Renewal Date will be decided based on Board approved underwriting policy.
Terminal Illness is defined as “advanced or rapidly progressing incurable illness in the opinion of an attending consultant and our Chief Medical Officer; the life expectancy is no greater than 6 months (AIDS is specifically excluded and not covered under this definition).

Maturity Benefit

There is no Maturity benefit under this product.

Surrender Benefit

Being a pure protection product, there are no surrender benefits under this product.

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