Single Premium Life Insurance | Dhan Samriddhi - PNB MetLife Insurance

Key Benefits of MetLife Dhan Samriddhi

  • 1

    Single Premium

  • 2

    Reasonable charge on premiums

  • 3

    Survival and maturity benefits

  • 4

    Loyalty Additions on sum assured


We know you work hard to earn money and secure your future. Our MetLife Dhan Samriddhi Plan offers multiple choices for investing your savings along with insurance cover with potential to earn loyalty additions on maturity to maximize the return on your investments.

MetLife Dhan Samriddhi Plan ensures

  1. Convenience of one-time payment. 
  2. Loyalty Additions *. 
  3. PNB MetLife has delivered consistent returns on the funds . 
  4. Tax benefits on investments and returns.*

*Loyalty addition is 0.5% of the average single premium fund value where single premium is greater than 10 Lacs.

Product Benefits

Death Benefit

In the event of death we pay your nominee the highest of the following three two amounts:-

  • The single premium fund value, or
  • The sum assured less partial withdrawals* or 
  • 105% of the single premium paid.

    *Partial Withdrawals (available after 5 years from the inception of the policy)  will have the following effect on your Sum Assured. Sum Assured payable on death is reduced by an amount which is higher of
  • All partial withdrawals made 24 months prior to death or 
  • All partial withdrawals made post attainment of age 60.

Maturity Benefit

Upon maturity, the insurer will have an option to receive the maturity benefit as a Lump Sum or as structured payment, using the settlement option. Once the payment is received on maturity the plan ceases to exist and the plan coverage is over.

Loyalty Additions

 The loyalty addition of the plan is as follows :-

  • When the single premium is Rs. 10 Lakhs or more, 0.5% of the average single premium fund value
  • The average single premium is the fund values for the last 36 monthly anniversaries before the due date of loyalty addition
  • The loyalty additions would be paid based on the single premium fund value only
  • No loyalty additions are payable if the single premium is below Rs. 10 lakhs.


Boundary Conditions

Ages at entry (LBD)*

8 - 65 Years

Policy Term

10 Years

Minimum Single Premium

Rs. 2 Lakhs

Maximum Single Premium

No Limit, Subject to underwriting conditions

Sum Assured Multiple

Option to choose 10 or 1.25 times the single premium (Only 1.25 times for above 40 years of age)

Premium Payment Mode


*Age: Last Birthday*

Terms & Conditions Download Brochure Premium Rates Form

Form got successfully submitted.

Please fill out personal information

Enter a valid name
Enter a valid name
Enter a valid Email
+91 Enter a valid phone number.

Meet An Advisor

Sorry! We are experiencing technical difficulties, please try later.
Enter a valid Name.
+91 Enter a valid Mobile Number.
Enter a valid City.
Please fill out a valid email address
Select Preference

You might also be interested in